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User Guidelines & General Information
Latest Topic - Update Regarding Inactive Accounts
Latest Post - Update Regarding Inactive Accounts
| 19 Posts | 08-07-2023 09:23 AM | |
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Community Feature FAQ's
Latest Topic - Tag/@mention implementation
Latest Post - Re: Beta Tag/@mention implementation
| 62 Posts | 12-12-2018 10:11 AM | |
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Take the myFICO Fitness Challenge!
Latest Topic - July 2025 - Check In Thread
Latest Post - Re: July 2025 - Check In Thread
| 7305 Posts | 07-08-2025 04:57 PM |
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Understanding FICO® Scoring
The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others!
Latest Topic - Alert from Experian!?
Latest Post - Re: Datapoint: Aggregate utilization below 39%
| 192199 Posts | 07-19-2025 07:47 AM | |
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General Credit Topics
Can’t find a place for your credit question? This is the board for you. Topics include credit reports, identity fraud and more.
Latest Topic - Equifax reporting Checking Account with a Credit L...
Latest Post - Re: Tranunion Special Messages
| 305113 Posts | 07-19-2025 06:15 AM | |
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Credit in the News
Credit in the news could signify updates in your credit picture or rights as a consumer. Post news links here and discuss.
Latest Topic - Some car buyers will get a tax break this year fro...
Latest Post - Re: Wells Fargo / Bilt relationship ending
| 27872 Posts | 07-19-2025 04:23 AM | |
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Relationships and Money
It’s pretty simple—here you can discuss how money impacts relationships and how relationships impact money. Topics include divorce and credit, budgeting in a relationship and more.
Latest Topic - Need advice on car repairs
Latest Post - Re: Need advice on car repairs
| 8166 Posts | 07-08-2025 05:43 PM | |
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Personal Finance
This Personal Finance board is your place to discuss personal finance topics that don't fit in the other boards. Things like: retirement, banking, budgeting, personal loans, and credit card debt.
Latest Topic - On line "gambling" and Chase Debit cards
Latest Post - Re: XRP anyone?
| 257598 Posts | 07-19-2025 07:11 AM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - AMEX Blue Cash Preferred Possible Refresh
Latest Post - Re: Are there any major cards that I am missing (e...
| 1720057 Posts | 07-19-2025 07:52 AM | |
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Credit Card Applications
Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.
Latest Topic - CLI question re Amex BCP
Latest Post - Re: Navy Federal Datapoints Thread for Membership,...
| 300900 Posts | 07-18-2025 09:39 PM | |
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Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - Smarty CLI
Latest Post - Re: Back in with AmEx! Delta approval!
| 859755 Posts | 07-19-2025 06:40 AM | |
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Mortgage Loans
This is the place to share mortgage and home equity loan information. Topics include how mortgages affect your FICO Score, applying for loans, understanding different terms and more.
Latest Topic - New Homebuyer
Latest Post - Re: New Homebuyer
| 258023 Posts | 07-18-2025 04:09 PM | |
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Auto Loans
It’s always helpful to get a little advice before committing to an auto loan. From loans, leases, approvals and terms, this is your board to talk everything auto loans.
Latest Topic - Whats my caar loan balance?
Latest Post - Re: Whats my caar loan balance?
| 97254 Posts | 07-18-2025 08:20 PM | |
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Student Loans
This board is not only for students and prospective college students but also for parents, student loan lenders and others interested in the rapidly changing world of student lending.
Latest Topic - Refinance after Chapter 13
Latest Post - Re: Refinance after Chapter 13
| 28009 Posts | 07-05-2025 06:33 AM | |
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Business Credit
How does business credit differ from personal credit? What are the best business cards to get? What should you know about financing a new business? Get answers to these questions and more!
Latest Topic - Credit Reporting
Latest Post - Re: WEX has ruined fuel cards
| 50063 Posts | 07-19-2025 05:22 AM |
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Rebuilding Your Credit
Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Find support, ask questions and help others with their credit rebuilding questions.
Latest Topic - AT&T collection with Sunrise Credit Svcs
Latest Post - AT&T collection with Sunrise Credit Svcs
| 658804 Posts | 07-19-2025 07:45 AM | |
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Bankruptcy
You can recover from bankruptcy with hard work and support. This is the place to discuss reestablishing a good credit history, the effects of filing for bankruptcy, when you should consider bankruptcy and more.
Latest Topic - Diminishing Returns in Score Gain from Secured Car...
Latest Post - Re: How has your like changed in a Ch 13?
| 85653 Posts | 07-18-2025 07:05 AM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - AMEX Blue Cash Preferred Possible Refresh
Latest Post - Re: Are there any major cards that I am missing (e...
| 1720057 Posts | 152 Posts | |
Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - Smarty CLI
Latest Post - Re: Back in with AmEx! Delta approval!
| 859755 Posts | 88 Posts |