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Are there any major cards that I am missing (excluding rot. cats., AFs)

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galahad15
Valued Contributor

Are there any major cards that I am missing (excluding rot. cats., AFs)

Hi again everyone! Smiley Happy  Based on my current profile as listed in my sig line,  and not counting the Visa Platinum card from Vision Financial FCU that I may be very interested in apping for very soon, I was just curious if there any other cards that I don't currently have that I may potentially be missing out on, that you would please recommend?

 

Please note:  I am not very interested in cards with 5+% rotating categories (i.e., SYW card, Affinity card, etc.), cards with AFs (i.e., Amex BCP card, CSR, CSP, etc.), or any hotel cards, so if you could kindly please exclude these from consideration in my individual case as well, it would be greatly appreciated, thanks again!


 


Message 1 of 22
21 REPLIES 21
SRT4kid93
Established Contributor

Re: Are there any major cards that I am missing (excluding rot. cats., AFs)

Not really sure what you are looking for since I don't know what categories you spend in most but I'll suggest some non AF cards I don't see in your sig

 

- citi double cash, Wells Fargo active cash 2% catch all

 

- chase from unlimited 1.5% catch all with 3% dining grocery and pharmacy. Sign up bonus and 0% period.

 

-capital one savor card, 3% dining and restaurants. sign up bonus and 0% for great credit 

 

- cap 1 quick silver 1.5% catch all, sign up bonus and 0% for great credit 

 

- Apple Card 

 

- bread rewards 2% catch all 

 

- navy federal cards

Blue Cash Preferred




Message 2 of 22
CaneVariant
New Contributor

Re: Are there any major cards that I am missing (excluding rot. cats., AFs)

You have a real nice line-up. Maybe the University of Illinois Community Credit Union Rewards card. 5x gas and travel, 2x grocery and dining. 1.5x everything else. Sub is double the 1.5x for the first year max value $150 plus 0% for the first year.
EQ : 674
TU: 651
EX: 674


Message 3 of 22
Varsity_Lu
Valued Contributor

Re: Are there any major cards that I am missing (excluding rot. cats., AFs)

- Capital One Savor - 3% dining, grocery, and entertainment

 

- Elan Max Cash Preferred - 5% in the category you choose

 

- Huntington Voice - 3 % in the category you choose

 

- Fidelity Rewards Visa - 2 % Everything 

Blue Cash PreferredBlue Cash Everyday (AU)Blue Business CashHilton HonorsSavorQuicksilverVoice Rewards + Perks Checking
Mechanics Savings BankHuntington National BankCapital One, N.A.Fidelity InvestmentsNavy Federal Credit UnionAmerican Express National Bank
FICO® 8: 806 (Eq) · 794 (Ex) · 775 (TU)

Message 4 of 22
ElvisCaprice
Frequent Contributor

Re: Are there any major cards that I am missing (excluding rot. cats., AFs)

How can we tell thru that mess?  How would you even be able to?  

Maybe if you broke down what you actually use and for what/amount spend/return.


BofA:
Citi:

U.S. Bank:

Wells Fargo:

Fidelity:

CB Debit Cards:
Message 5 of 22
Varsity_Lu
Valued Contributor

Re: Are there any major cards that I am missing (excluding rot. cats., AFs)


@ElvisCaprice wrote:

How can we tell thru that mess?  How would you even be able to?  

Maybe if you broke down what you actually use and for what/amount spend/return.


Just click on the card icons. The pop up window tells you what the card is. 

Blue Cash PreferredBlue Cash Everyday (AU)Blue Business CashHilton HonorsSavorQuicksilverVoice Rewards + Perks Checking
Mechanics Savings BankHuntington National BankCapital One, N.A.Fidelity InvestmentsNavy Federal Credit UnionAmerican Express National Bank
FICO® 8: 806 (Eq) · 794 (Ex) · 775 (TU)

Message 6 of 22
bs1234
Contributor

Re: Are there any major cards that I am missing (excluding rot. cats., AFs)


@Varsity_Lu wrote:

@ElvisCaprice wrote:

How can we tell thru that mess?  How would you even be able to?  

Maybe if you broke down what you actually use and for what/amount spend/return.


Just click on the card icons. The pop up window tells you what the card is. 


I suspect @ElvisCaprice knows that!    But a) that's a lot of work for everyone to go through, and still doesn't answer b) what each card is used for and c) any potential spending gaps.    OP could certainly have made it easier for us.  For example. some responses suggest getting a flat 2% card.   From the description, it looks like OP already has at least 2 (Venture and Bucksback) but maybe they aren't "pure" 2% cards.   I need to know a lot about a lot of cards, as in some cases (e.g. Discover) the info isn't there

Message 7 of 22
TrapLine
Frequent Contributor

Re: Are there any major cards that I am missing (excluding rot. cats., AFs)

Interested in bulking up?

 

We need some testers to acquire the Citi Strat Elite MasterCard Legend, Chase Sapphire Reserve and the Chase Sapphire Reserve for Business.

 

These will keep you hopping to meet the promotions.

Message 8 of 22
galahad15
Valued Contributor

Re: Are there any major cards that I am missing (excluding rot. cats., AFs)


@Varsity_Lu wrote:

@ElvisCaprice wrote:

How can we tell thru that mess?  How would you even be able to?  

Maybe if you broke down what you actually use and for what/amount spend/return.


Just click on the card icons. The pop up window tells you what the card is. 


Thanks @Varsity_LuSmiley Happy

 

Yes please @ElvisCaprice, if you could use the pop-up info for the cards in my signature line, that would be greatly appreciated, thanks.  Also to try to answer your question:  my biggest spender cards these days are usually my Chase Amazon Prime and the AAA Daily Advantage program cards, for the 5% cashback rewards on Prime and groceries purchases, as well as the 2 US Bank Cash+ cards for category 5% cashback on utilities, streaming, and home Internet.  I also regularly use all of my BoA CCR cards for the 3.75% category cashback on online purchases, as well as my FNBO BucksBack card for the 1.5% cashback for misc. purchases.  Redstone FCU card is used for 5% cashback on gas and restaurant purchases.  I have a recurring car insurance charge on my other 2% cashback FNBO BucksBack card.  Most of all of the other cards in my sig line are used relatively sporadically for the most part.


Message 9 of 22
Hex
Valued Contributor

Re: Are there any major cards that I am missing (excluding rot. cats., AFs)

@galahad15 

I get it. It just seems like it's time to get a new card and you want people to suggest some decent cards because you're running out of good options.  Am I wrong?

Message 10 of 22
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